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Memory care is a lot more expensive than you think.

Memory care can be quite expensive, especially if

provided in a dedicated memory care facility or unit. The cost of memory care can vary widely depending on the location, level of care required, and specific living arrangements. On average, memory care can cost between $3,000 and $6,000 per month, but costs can be much higher in some regions of the country. Some assisted living facilities and nursing homes may also offer memory care services for a lower cost. However, the level of care and support may not be as specialized as it would be in a dedicated memory care facility.

It is vital to carefully research and compare the costs of different memory care options in your area to find the best option for you or your loved one. You may also want to consider purchasing long-term care insurance or exploring financial assistance programs to help cover the costs of memory care.

When my mom started to need more care, I quickly realized that in my part of the country, $5,000-$7,000 a month was the average cost of memory care. Assisted living is slightly less expensive, but you have to decide if your loved one needs a small amount of care or if they need total memory care. And if your loved one is completely incapacitated, the nursing home level of care can reach $10,000 a month. The different stages of dementia and Alzheimer's make it confusing to diagnose initially. Not many families have an extra several thousand dollars a month, so it's crucial to get a plan. Your parents won't want to talk or allow you to dip into their finances, but you should do it anyway.


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